분산투자 이론

분산투자 이론은 투자 포트폴리오의 위험을 최소화하고 수익률을 극대화하기 위한 방법론입니다. 이론적으로는 한 종목에 집중투자하는 것보다 여러 종목에 분산투자하는 것이 더 안정적이라고 여겨집니다.

분산투자는 주식 시장에서 특히 중요합니다. 하나의 종목에 대한 정보나 예측이 부정확할 경우, 그것이 전체 포트폴리오에 큰 영향을 미칠 수 있기 때문입니다. 분산투자를 통해 여러 종목을 투자하면 그 종목들의 개별적인 리스크가 서로 상쇄되어 전체 포트폴리오의 리스크를 줄일 수 있습니다.

분산투자의 핵심은 포트폴리오에 포함되는 종목들의 상관관계를 파악하는 것입니다. 상관관계가 낮은 종목들을 조합하여 포트폴리오를 구성하면, 개별적인 리스크를 줄이면서도 전체 수익률을 극대화할 수 있습니다.

또한, 분산투자를 통해 더 많은 종목에 투자하게 되면, 일부 종목의 부진이 전체 수익률에 크게 영향을 미치지 않도록 할 수 있습니다. 이를 통해 안정적인 수익을 추구할 수 있습니다.

 

 

 

Diversification theory is a methodology for minimizing the risk and maximizing the return of an investment portfolio. In theory, it is believed to be more stable to invest in a number of different stocks than to concentrate in one stock.

Diversification is especially important in the stock market. By investing in multiple stocks, the individual risks of those stocks can cancel each other out, reducing the risk of the overall portfolio, because if information or forecasts about one stock are inaccurate, it can have a significant impact on the entire portfolio.

The key to diversification is to understand the correlation between the stocks in your portfolio. By building a portfolio with a combination of low-correlated stocks, you can maximize your overall return while reducing individual risk.

Additionally, by investing in more stocks through diversification, you can ensure that the performance of a few stocks doesn't have a significant impact on your overall return. This allows you to pursue stable returns.